Pastor Boye Oloyede at Daystar Christian Centre on God’s Financial System 3. Ephesians 4:28
The basic principles of getting money is to give out value to get value in return. Whatever value we get in return in form of money must be well managed and multiplied. The money that comes to you is God sending it back to you and your response to it can either be that of an eater or a sower. You have to determine what will happen to the money…of course, you will eat part of it but it must be such that the eating will not be more than the sowing because as a farmer when you eat all the harvest, there will be nothing left to sow.
We are going to look at this in three dimensions.
For you to manage and multiply money. you must:
1) Develop a savings habit.
Our world works on principles, so when you obey the principles, no matter the level you are operating, principles will work for you. In developing a savings habit, one of the things that you must be conscious of is that you must check your thinking or mindset about money. You must understand that money is not your source, God is your source. Money has a desire to take the place of God. God does not have any problem blessing anyone but he is concerned and conscious of what happens to you after the money comes. You have to establish what your relationship with money is going to be, so you must check your thinking and mindset about money. Listen to what you say to yourself about money. There are sayings that will not allow money flow towards you and if it flows towards you, there are sayings that will not allow you to keep and multiply it. All of us are products of programming from our environment. There are things that you have heard growing up that have sinked into your subconscious that you also unconsciously say about money. When you don’t feel good about money, when you don’t say the right things about money, when it comes, you are not going to be able to keep and multiply it. For some people, their thinking about money is that it is very hard to get. Somehow, those sayings have programmed us. The Bible says out of the abundance of the heart, the mouth speaks. When you want to have an insight of whatever is driving someone, then you need to listen to them closely. In the course of the pandemic last year, a whole lot of people were saying “nothing is working, things have gone bad, everything is going down” and in the midst of the pandemic, there were some people that made money that they had never made in their life. So what’s the difference? Same economy. It is the thinking that is different. So you need to check your thinking and listen to yourself. If you have a low self-esteem, you will put the money in the wrong place in your life. You must tell yourself that you will not let your networth to determine your self worth. Luke 12:15.. Money is a messenger. You are the boss of it. It is not the boss of you. Your thinking and belief about money determines how you handle it.
2) You must plan adequately.
Planning is the starting point of preparation. Luke 14:28-31. When you are going on a journey, the farther and longer the journey, the more the preparation you put into it. Just like you have a vision. How far your vision is, will determine how much of preparation you have. Have a budget. A budget is a financial management tool and a spending plan. However plenty or small the money is, have a budget. Plan what to buy and what to give and remember you are not God. You cannot meet everybody’s need so you must plan. You need to have a monthly budget expense plan. Budgeting is telling your money where it should go. One of the things I’ve discovered about money is that it wants to go where it wants to go. What some of us do is reverse budgeting. Reverse budgeting is after you have spent the money, you are now sitting down and cracking your head, oh where did this money go?. Plan your money. You must also beware of buy now, pay later stuff. Whatever you buy that you don’t need, you are loosing. Save habitually. Pay yourself first. You deserve to pay yourself. In developing savings habit, you must pay from every paycheck. Save every increase in income. If you get any raise, maintain your current level or standard of living. Save from unexpected income. Proverbs 21:20. At whatever level, it is not about the amount but the discipline. Even if it is one naira, develop the habit. For some, you may need to put a standing order on your account. You have used your spending skills well enough, it’s time to develop your savings skills.
3) You must invest wisely
The least place you can put your money is to leave it in the bank. After you get money, let the money work for you. You must let your money sweat for you so that you get to the point where you won’t have to trade time for money. One other enemy of leaving the money in the bank is inflation. It is also important to seek professional advice, it doesn’t matter how much the money is. Ecclesiastes 11:6. Invest in your earning ability. You need to determine the skill level that you will be able to invest and save continually. Whatever the level you are playing now, there is always a higher level. Proverbs 2:29. What skills do you need to have to be able to solve a million dollar problem. Be careful of get-rich schemes. God provided a financial system of well-being and abundance for his children. We will not miss out in Jesus Name. Deuteronomy 8:18
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